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About

Why Lockhart Murphy

Lockhart Murphy is a UK mortgage and protection brokerage. Our digital tools — the Mortgage Passport, calculators and Murphy, our guided assistant — handle the groundwork early, so that by the time you speak to an adviser, you already know where you stand and the conversation can go further.

Our advisers are fully CeMAP qualified and bring many years of experience across every type of transaction — from first-time buyers taking their first step onto the property ladder, through to complex development projects and specialist finance cases.

Meet our advisers

Our History

Built in London. Operating nationwide.

Lockhart Murphy was founded in 2018 with a clear aim: to bring genuine expertise and a personal approach to mortgage advice, without the volume-driven model that dominates the industry.

In 2021 the firm moved into Dashwood House on Liverpool Street, establishing a presence in the heart of the City. The following year brought the firm’s largest single transaction to date — a £40 million standard BTL property portfolio — demonstrating the depth of structuring capability the team had built.

In 2023, Lockhart Murphy relocated to Canary Wharf, taking offices on Marsh Wall. Today the firm operates nationwide, working with clients across the UK and internationally.

Our Philosophy

Long-term relationships, not transactional ones.

A mortgage is up to a 40 year commitment* Lockhart Murphy takes the same view of its client relationships. The goal is not to close a case and move on — it is to be the firm clients come back to for every move, remortgage and protection need throughout their lives.

That means giving honest, structured advice from the very first conversation — not simply finding the first lender that will say yes. It also means being straightforward when a client’s situation calls for patience, or when a different path would serve them better in the long run.

Yazdaan advises sports professionals including Premier League footballers, but he is clear that every client — regardless of profile — receives exactly the same careful, structured approach. The rigour that goes into a £40 million portfolio case is the same rigour that goes into a first-time buyer’s purchase. The complexity differs; the standard does not.

Lockhart Murphy is a trading style of Mortgage Force (UK) Ltd who is authorised and regulated by the Financial Conduct Authority. FCA Number: 843041. Registered in England and Wales, Companies House No: 09394027.